1. Scope of Independent Brokerage Services
By engaging with Senter Insurance (senterinsurance.com), you acknowledge that our advisory team acts as an independent insurance intermediary authorized to solicit, negotiate, and service insurance contracts on your behalf with licensed underwriting carriers.
2. Policy Bindings and Underwriting Authority
Submission of an online quote inquiry or email correspondence does not automatically bind insurance coverage. Official policy inception occurs only upon written carrier binder confirmation, receipt of premium deposit, and finalized underwriter execution.
3. Accuracy of Client Disclosures
Insurance coverage validity depends upon full, accurate, and truthful disclosure of underlying property risk factors, previous loss histories, and commercial operations during the underwriting application process.
4. Intellectual Property & Educational Insights
All risk guides, policy analysis monographs, and proprietary calculators published on senterinsurance.com are the intellectual property of Senter Insurance and may not be reproduced without written attribution.
5. Governing Jurisdiction
These terms and any brokerage service engagements shall be governed by applicable state insurance laws and regulations.